Flexible Payments

Shopping for diamond jewelry should be a joyous and exciting experience, not a stressful one. To make your dream purchase more accessible, we’ve partnered with PayPal & Pay It Monthly to offer you a variety of flexible payment solutions. Whether you’re planning a significant purchase like an engagement ring or a timeless anniversary gift, you can now manage your budget with ease. Choose from PayPal Credit for financing over 12 months, PayPal Pay in 3 for interest-free payments spread over three instalments, or explore other Pay It Monthly options. These flexible plans give you the freedom to choose a payment schedule that fits your needs, so you can focus on finding the perfect piece of jewellery that will be cherished forever.

PayPal

Can I pay by instalments?

Yes, you can. We offer 3 methods for paying by instalments: one is for items UNDER £375 pounds, and the other two for items OVER £375. 0% Interest (APR Representative) is available on specific amounts, terms apply.

 

PAYING IN INSTALMENTS FOR ITEMS UNDER £375

PayPal Pay In 3

For items sold by Midnight Diamonds under the price of £375, we offer you the payment option of PayPal Pay in 3. This payment method will allow you to spread the cost of your purchase over 3 payments.

Read more about how PayPal Pay in 3 works.

PAYING IN INSTALMENTS FOR ITEMS OVER £375

0% Interest (APR Representative) available on sales over £375

Instalment Offers with PayPal Credit

If your basket is eligible, a selection of instalment offers will be displayed enabling you to spread the cost of your purchase across a number of monthly payments.

Read more about how PayPal Credit works.

Pay It Monthly

Pay It Monthly Payments

We offer our customers the opportunity to pay by instalments. Our selection of interest rates and deposit amounts is very competitive.

PayItMonthly is a finance company that allows customers to pay for purchases in installments. To use PayItMonthly, customers can: 

 
 
  1. Buy a product or service online or in-store 
     
     
  2. Apply for PayItMonthly online 
     
     
  3. Receive an instant decision 
     
     
  4. Sign the agreement in-person, by email, or online 
     
     
  5. Make payments on a monthly or four-weekly basis 
     
     

Customers can pay their bill using direct debit, phone, or online card payments. They can also sign into their PayItMonthly account to manage their agreements and view their remaining payments. 

 
 
To be eligible for a PayItMonthly agreement, customers must:
 

  • Be between 18 and 80 years of age

  • Be a UK resident

  • Have a current UK bank account

  • Have a permanent UK residence

  • Have a valid UK telephone number and email address